I was so angry with the whole pushing Antonia into bankruptcy situation, I could have thrown something (soft) at the TV!
1. It costs MONEY to *file* for bankruptcy! Last I checked for a friend that wanted to file bankruptcy under the new laws? It was a $2,500 retainer fee just to GET a bankruptcy started. The paper in the mail. The attorney lined up. That's it.
2. A bankruptcy NOW does NOT "forgive your past debts." There are three new criteria to each type of bankruptcy that makes it virtually impossible to get your debt forgiven. (I don't have the new criteria at hand.) But, basically, if the debt was your own making? Without any catastrophes of illness or God? Bankruptcy is a terrible and devastating idea.
3. Bankruptcy follows you for TEN years, not ONE! (Was this man a scripted actor?) It would be TEN years before Antonia's bankruptcy was charged off, and she would still be responsible for the majority of the debt, AND have paid a retainer fee.
Did Iyanla make some kind of arrangement where SHE would get paid if Antonia filed for bankruptcy??? I mean, REALLY!
I was 110% per cent behind Antonia today on her decision NOT to file for bankruptcy. She's right. She needs to pay off her debt. She needs to pay off her debt without destroying her credit rating for ten years.
Unbelieveable! When she said, "I don't really trust anyone" when she decided to go that hill alone? If I had been told what she was told about bankruptcy today? I'd feel the EXACT same way!
Did Iyanla file bankruptcy herself, and now wants everyone else to suffer along with her? I mean, really, Life Coach? More like "Scary a$$ woman"