LAST EDITED ON 09-23-12 AT 02:15 PM (EST)

And our first week with byes. I'm also bringing back BET 'UM games.

BET 'UM allows you to bet up to 3 points on a game. This is a true bet -- win and you add your bet amount, lose and you lost the bet amount. BET 'UM is entirely voluntary, of course.

I noticed Week 4 games matching teams that relocated against teams that replaced them, so I'm going with those for the BET 'UMs. Just add the words BET 'UM and you bet amount (maximum of 3 points) to your pick.

THURSDAY, September 27 post deadline 8:00pm Thursday
Cleveland Browns @ Baltimore Ravens BET 'UM

SUNDAY, September 30 post deadline 12:45pm Sunday
New England Patriots @ Buffalo Bills
San Francisco 49ers @ New York Jets
Seattle Seahawks @ St. Louis Rams
Carolina Panthers @ Atlanta Falcons
Minnesota Vikings @ Detroit Lions
San Diego Chargers @ Kansas City Chiefs
Tennessee Titans @ Houston Texans BET 'UM
Cincinnati Bengals @ Jacksonville Jaguars
Oakland Raiders @ Denver Broncos
Miami Dolphins @ Arizona Cardinals
Washington Redskins @ Tampa Bay Bucs
New Orleans Saints @ Green Bay Packers
New York Giants @ Philadelphia Eagles

MONDAY, October 1
Chicago Bears @ Dallas Cowboys

Bye teams - Indianapolis Colts and Pittsburgh Steelers

Merci, Pepe for the siggies