Sommer participates in a dance-off at a club; Antonia must write her wants and needs on index cards, then prioritizes them on a board; Niambi meets with a relationship-pattern expert.
Iyanla meets with Antonia to discuss her extreme debt; Rhonda presents Sommer with the last piece of the bicycle and tells her she is graduating; Christie stresses out about planning the 5K race.
Antonia calls a creditor to work out a payment deal; Dr. Stan tells Christie how to deal with pressures and reminds her that everything does not have to be perfect; Niambi tells Dr. Stan she wants a relationship with ``Mr. Situation.''
Iyanla tells Niambi she needs to be willing to ask others for help; Antonia and Iyanla meet with a debt counselor to discuss the option of bankruptcy; Christie's 5K race may be a failure because of her lack of preparation.
Rhonda talks to the women about emotional bankruptcy; former housemate Jill visits; the Board of Review evaluates Niambi and Christie.